If you can afford a car, you can afford a home in Sacramento. There's even a google map to help you locate them easier.
Some houses in Sacramento area now cost less than $25,000 (Source: sacbee.com)
Interactive map: A home for $25,000 or less (Source: sacbee.com)
On a related note, how come there's a reported homeless problem there despite almost 24,000 homes, apartments are vacant in Sacramento area (sacbee.com). This is just crazy.
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